Guides to the Pay with Profits programme — how it works, Risk Tiers, the payout process, and everything you need to know about trading with PWP.

Pay with Profits

Understand how Pay with Profits works: Admission Fees, PWP Fees, Risk Tiers, and what's different from standard Challenges.

Pay with Profits — Overview

How Risk Tiers work in Pay with Profits — tier thresholds, how your tier is determined, Dashboard tracking, and what it means for your Simulated Funded Account.

Pay with Profits — Risk Tiers

How payouts work on Pay with Profits accounts: PWP Fee deduction, minimum thresholds, payout caps, and frequency.

Pay with Profits — Payouts

PipFarm Homepage

Policies, schedules, promotions, and anything else that doesn't fit neatly into the other collections.

General Information

Payment methods, supported currencies (USD, EUR, GBP), and refund policy for PipFarm challenges.

Paying for your challenge

View PipFarm's simulated trading conditions in real time via the cTrader demo account.

View trading conditions

Guide to our dynamic leverage & max exposure limits

Leverage and margin requirements

Weekend trading and overnight holding guidelines.

Holding positions overnight and at weekends

Full list of available trading instruments across forex, metals, indices, crypto, and energies

Trading Instruments

How to use expert advisors, bots, and algorithmic strategies on your PipFarm account

Automated trading guidelines

Download cTrader for your device and learn about the market data source used in the PipFarm simulated trading environment.

Trading platform and simulated market data

Hedging is allowed within a single account. Hedging across multiple accounts is prohibited and treated as toxic trading behaviour.

Hedging guidelines

What is and isn't allowed when copying trades between your accounts

Copy trading guidelines

How giveaway accounts and vouchers work — free to claim, with the value deducted from your first payout only if you reach one.

Giveaway account conditions

Monthly cTrader maintenance windows and market holiday schedules

Maintenance Schedule & Market Holidays

Temporary measures PipFarm may apply to support sustainable trading practices

Probation Measures

How to earn rewards by referring new traders to PipFarm

Introduce a Friend

How to combine two simulated funded accounts into one — eligibility, process, and worked examples

Merging Funded Accounts

Everything you need to know before joining PipFarm

General

Tools and features that help you manage your challenge, protect your account, and track your progress.

Features

Compare PipFarm's Classic, Endurance, and Consistency challenge modes — Sustainability Standards, minimum payouts, and pricing side by side.

Challenge Mode Comparison

A walkthrough of the PipFarm Dashboard — account switching, rules, Kill Switch, metrics, profit share, time-based rules, daily loss reset, XP, daily summary, and settings.

PipFarm Dashboard guide

Automatically close all positions when your equity hits a stop loss or take profit level

Kill Switch guide

Eligibility requirements, accepted documents, and how to verify your identity.

Verification

A list of countries where we cannot offer our services.

Prohibited country list

Identity verification

Restrictions on who can use PipFarm, including household limits and prohibited jurisdictions

Who cannot join PipFarm?

How to pay for your PipFarm Challenge with cryptocurrency safely — correct network, fees, expired invoices, and TRON (TRC-20) costs.

Crypto Payment Guide

Understand the rules you must follow to pass challenges and get funded

Program Rules

Rules that apply across every PipFarm mode and challenge type.

General Rules

What a stop out is, why it causes a hard breach, and how to avoid it

Stop Out Violation

How the Balance Trailing Maximum Loss works on PipFarm's one-stage challenge — a trailing drawdown that follows your closed-position balance high watermark.

Balance Trailing Maximum Loss Limit

How the Max Daily Loss works on PipFarm's challenges and Simulated Funded Accounts — a daily drawdown cap set below your previous end-of-day reference.

Max Daily Loss Rule Explained

Legacy rule for accounts purchased before 16 October 2025 — no single trade idea may contribute more than 90% of your total profit.

The 90% Rule [Old Accounts Only]

How the Static Max Loss works on PipFarm's one-stage and two-stage challenges — a fixed drawdown limit set at the start of the account.

Static Max Loss Rule Explained

Account limits and maximum simulated capital per trader, including funded and Instant accounts.

Maximum allocation

PipFarm's policy on trading around high-impact news events

News trading policy

How the 28-day inactivity rule and per-stage time limit work, including the 90-day limit for accounts from 9 April 2026 and the legacy 365-day rule.

Inactivity period and maximum time limit

How trades are grouped into trade ideas for risk analysis and the 60-minute rule

Trade Idea definition

Trading practices that breach PipFarm's program rules and may result in account termination.

Prohibited trading practices

Why account passing, group trading, and third-party trading services are prohibited

Account passing services

How PipFarm handles profit from price gaps larger than 0.2%

Gap Trading

Why high-frequency trading is prohibited and what trading activity is allowed

High-Frequency Trading (HFT)

PipFarm's policy on tactics designed to manipulate or bypass program rules — and the consequences if we detect them.

Manipulating program rules

What PipFarm considers toxic trading behaviour and how flagged accounts are handled

Toxic trading behaviour

Rules for Instant Mode accounts, including the trailing max loss variants and payout conditions.

Instant Mode Rules

An Instant Account with a trailing drawdown that only updates at the end of each trading day.

EOD Trailing Instant Account

How the EOD Trailing Max Loss works on the EOD Trailing Instant Account — a trailing drawdown that updates once per day, at the end of the trading day.

The EOD Trailing Max Loss

An Instant Account with a trailing drawdown that follows your equity high watermark in real time.

Equity Trailing Instant Account

How the Equity Trailing Max Loss works on the Equity Trailing Instant Account — a trailing drawdown that follows your equity high watermark in real time.

Equity Trailing Max Loss Limit

An Instant Account with a trailing drawdown that shrinks permanently each time you take a payout.

Payout Trailing Instant Account

How the Payout Trailing Max Loss works on the Payout Trailing Instant Account — a drawdown allowance that shrinks permanently each time you take a payout.

Payout Trailing Max Loss Limit

How the Minimum Winning Days payout-eligibility rule works on PipFarm's Instant Accounts.

Minimum Winning Days

Rules, max loss limits, and requirements for trading in Classic Mode.

Classic Mode Rules

Key features, trading days, and scaling for the Classic Mode challenge

Classic Mode introduction

Learn how Trading Days work on Classic Mode, including requirements by account size and how closing deals are counted.

Trading Days guide

Rules and consistency requirements for trading in Consistency Mode.

Consistency Mode Rules

Key features, consistency score, and scaling for the Consistency Mode challenge

Consistency Mode introduction

How the Consistency Score is calculated and what you need to pass

Consistency Score

Rules, risk limits, and payout conditions for trading in Endurance Mode.

Endurance Mode Rules

Key features, trading standards, and scaling for the Endurance Mode challenge

Endurance Mode introduction

How Profitable Days work and the minimum requirements for Endurance Mode accounts

Minimum Profitable Days

How Max Risk measures your combined realised and unrealised loss at any given time within a Risk Window.

Max Risk

The three-strike escalation system for the Max Risk rule on standard Simulated Funded Accounts.

Pip Protector

Understand the maximum risk per trade idea rule, how trade ideas are grouped, and how realised and unrealised losses are measured.

Maximum Risk per Trade Idea

Understand how you're rewarded by PipFarm 

Payouts

The complete guide to payout intervals, requirements, profit share, methods, and the request process

How Payouts Work

How to convert your rewards into a gift voucher and use it to purchase additional accounts

Converting Rewards to Gift Vouchers

How payout caps work — percentage-based limits that increase over time, plus the $5,000 hard cap

Payout Caps

PipFarm offers two scaling programs: Smart Scaling and Classic Scaling

Scaling Programs

How Smart Scaling works for Endurance and Consistency accounts funded before 9th April 2026

Smart Scaling Guide

How to grow your simulated funded account through PipFarm's scaling program — available for all challenge modes since 9th April 2026

Simple Scaling Guide

Discover the PipFarm Experience Program where we reward experienced traders

Experience Program

How XP, ranks, and power-ups work — earn better conditions as you trade

The Experience Program

Earn XP by hitting milestones — starting challenges, passing stages, receiving payouts, and more

XP Milestones explained

Complete quests to earn XP, rank up, and unlock power-ups and commission discounts

Quests explained

Special abilities that provide protection, resets, and progress boosts — earned through promotions and events

Power-Ups

Optional paid upgrades you can add to your challenge at checkout — extend time limits, relax max loss, skip minimum trading days, and more.

Add-Ons

What Add-Ons are, how pricing works, and how they carry through your account lifecycle.

How Add-Ons Work at PipFarm

Replace overnight swap charges with a fixed daily admin fee after a 3-day grace period

Swap-Free Add-On

Extend the default 90-day time limit on challenge stages and between Simulated Funded Account payouts.

Extended Time Limit Add-On

Increase your profit share by 10 percentage points across all ranks

Extra Profit Share +10% Add-On

Add an extra 1% to your daily loss limit across all account stages

Extra Daily Loss Add-On

Remove the minimum trading days requirement and pass or get paid as soon as targets are met

Skip Minimum Trading Days Add-On

Get your challenge fee credited as profit on your funded account after passing

Challenge Fee Refund Add-On

Add an extra 1% to your maximum loss limit across all account stages

Extra Max Loss Add-On

Skip the Payout interval for your first Payout and request it as soon as you qualify.