Merging Funded Accounts

PipFarm allows you to merge two simulated funded accounts into a single, larger account. This simplifies your account management and lets you continue trading under one combined balance instead of managing multiple smaller ones.

Eligibility

You can merge any two simulated funded accounts promoted from standard challenges (not Instant or Pay with Profits accounts), provided they meet all of the following:

• Both accounts belong to the same mode (Classic with Classic, Endurance with Endurance, Consistency with Consistency)

• Both accounts are in the same currency

• Both accounts have identical add-ons

• Both accounts have no open positions at the time of the request

The drawdown type (Static or Trailing) does not need to match. For example, a 6% Static account can be merged with a 9% Trailing account — you'll choose which drawdown type to keep for the merged account.

Compatibility examples

How merging works

When two accounts are merged:

• The initial balance of the new account is the combined value of both old accounts.

• Any profits or losses are carried forward to the new account.

• The new account will have no trading history — trading days, profitable days, and any consistency progress will be reset.

• If the accounts have different drawdown types, you select which type to keep in the merge form.

• The merged account inherits the rules of the newer account.

• All open trades must be closed before requesting and remain closed until the merge is complete.

• Merging takes up to 3–5 business days. Trading and payouts are paused on both accounts until complete.

Example: merging with an existing loss

• Account 1: $100,000 with an $8,000 loss (balance: $92,000)

• Account 2: $10,000, newly created with no losses

Result: A new $110,000 account with a balance of $102,000. The $8,000 loss is carried forward, but the relative drawdown drops from 8% to 7.2% because it's now a smaller proportion of the combined balance.

Example: merging with a trailing max loss

• Account 1: $100,000 with a high watermark of $104,000, current balance $100,000, trailing max loss at $94,640 (9% of HWM)

• Account 2: $50,000, new and unused

Result: A new $150,000 account. The high watermark scales proportionally to $156,000, and the trailing max loss scales to $141,960 — maintaining the same 3.85% relative distance from the high watermark. Merging does not reset or reduce existing losses; it scales all values proportionally.

How to request a merge

1. Ensure both accounts meet the eligibility rules above.

2. Close all open positions on both accounts and stop trading.

3. Complete the merge request form at go.pipfarm.com/merge.

You'll need to provide both account numbers, modes, and drawdown types. If there's a drawdown conflict, you'll choose which type to keep. Requests are reviewed and processed within 3–5 business days.

Maximum allocation

Each trader may hold a maximum of $300,000 initial balance across up to five active simulated funded accounts promoted from challenges. This limit applies before any scaling balance is added. See Maximum allocation for full details.

Frequently asked questions

Related articles

• Maximum allocation — account limits and maximum simulated capital per trader

• How Add-Ons Work at PipFarm — add-ons must match for accounts to be eligible for merging