Pay with Profits — Payouts

How payouts work on Pay with Profits accounts: the PWP Fee, minimum payouts, payout caps, and frequency.

The payout process on a Pay with Profits (PWP) Simulated Funded Account works the same as any other PipFarm account, with one key difference: your first payout includes a one-time PWP Fee deduction. After that, every payout is paid at your full Profit Share with no further deductions.

✅ Pay with Profits includes the First Payout on Demand Add-On at no cost on accounts purchased on or after 27 August 2026. Request your first payout as soon as you qualify, without waiting for the interval.

How the PWP Fee is calculated

The PWP Fee is a percentage of your initial account balance. The percentage is set by your Risk Tier, which is locked when you pass the Challenge. The fee is deducted from your first payout before the Profit Share split is applied.

Tier	PWP Fee	Profit Share	$10K account	$100K account
Very Low	1.0%	90%	$100	$1,000
Low	1.5%	80%	$150	$1,500
Moderate	2.0%	70%	$200	$2,000
High	2.5%	60%	$250	$2,500
Very High	3.0%	50%	$300	$3,000

ℹ️ The PWP Fee is paid only once, from your first payout. Every payout after that is paid at your full Profit Share.

Minimum payout

Your first payout must clear the PWP Fee in full, so the minimum you can request is the amount of your fee. A request below your fee is not accepted.

From your second payout onwards there is no fee, and the minimum is 1% of your initial balance.

Payout caps

Your first payout is capped at 3% of your initial balance. The cap rises by 1% with each payout, to a maximum of 6%. See payout caps for how caps work across all account types.

Payout	Cap
1st	3%
2nd	4%
3rd	5%
4th onwards	6%

The cap applies to the amount you request. On your first payout the PWP Fee comes out of that amount, not on top of it.

A $5,000 hard cap also applies to every payout. On a $100,000 account the percentage cap reaches 6% by your fourth payout, which is $6,000, so the hard cap is what limits you from that point on.

Your first payout

When you request your first payout, the PWP Fee is recovered before the Profit Share is applied:

You request an amount, at least your PWP Fee and no more than the 3% cap.
The PWP Fee is deducted from it.
Your Profit Share is applied to what remains.
The result is what you receive.

This is how that plays out on a $100,000 account requesting the full 3% cap:

Tier	PWP Fee	You request	Left after the fee	Profit Share	You receive
Very Low	$1,000	$3,000	$2,000	90%	$1,800
Low	$1,500	$3,000	$1,500	80%	$1,200
Moderate	$2,000	$3,000	$1,000	70%	$700
High	$2,500	$3,000	$500	60%	$300
Very High	$3,000	$3,000	$0	50%	$0

ℹ️ On the Very High tier your fee is the same as your first cap, so the payout clears the fee and pays you nothing. Your account continues as normal, and every payout after that is paid at your full Profit Share.

Every payout after the first

Once the PWP Fee has been recovered, all payouts follow the standard process. Your gross request is multiplied by your Profit Share, and the result is what you receive. There are no further deductions. The 1% minimum and the rising cap still apply.

Daily Consistency Score

Funded Endurance Mode accounts have a 50% Daily Consistency Score requirement. Funded Consistency Mode accounts have a 40% requirement. No single trading day can account for more than that share of your total rewards when you request a payout.

Payout frequency

The default payout frequency is monthly (every 30 days). You can upgrade to bi-weekly or weekly payouts using the Payout Frequency Add-On.

Your first payout is on demand on any account purchased on or after 27 August 2026, included at no extra cost. You can request it as soon as you qualify, without waiting for the interval. On accounts purchased before that date, your first payout is on demand only if you bought the First Payout on Demand Add-On.

Frequently asked questions

Is the PWP Fee deducted from every payout?

No. The PWP Fee is a one-time deduction from your first payout only. Every payout after that is paid at your full Profit Share with nothing further deducted.

What is the minimum payout amount?

On your first payout it is the amount of your PWP Fee. From your second payout onwards it is 1% of your initial account balance.

Why did I receive nothing from my first payout?

On the Very High tier the PWP Fee is 3% of your initial balance and the first payout is capped at 3%, so the payout is used entirely to clear the fee. Nothing further is owed and your next payout is paid at your full Profit Share.

What if I don't reach a payout?

If your Simulated Funded Account is breached before your first payout, you never pay the PWP Fee. The only cost you have incurred is the Admission Fee.

Are payouts subject to payout caps?

Yes. Your first payout is capped at 3% of your initial account balance, rising by 1% with each payout to a maximum of 6%. The $5,000 hard cap applies to every payout.

Can I request a payout before 30 days?

For your first payout, yes, on any account purchased on or after 27 August 2026. You can request it as soon as you qualify, bypassing all intervals including the personal payout interval. On accounts purchased before that date, this applies only if you bought the First Payout on Demand Add-On. For ongoing payouts, you can upgrade to bi-weekly or weekly payouts using the Payout Frequency Add-On. Otherwise the standard payout window is every 30 days.

What changed

27 August 2026

Rule	Before	Now
Minimum payout, Endurance	2%	1%
Minimum first payout	The fee plus the minimum	The fee
First payout cap	6%	3%
Cap increase per payout	2%	1%
Maximum cap	12%	6%
First payout on demand	Add-On only	Included

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