Pay with Profits — Payouts

How payouts work on Pay with Profits accounts: PWP Fee deduction, minimum thresholds, payout caps, and frequency.

The payout process on a Pay with Profits (PWP) Simulated Funded Account works the same as any other PipFarm account, with one key difference: your first payout includes a one-time PWP Fee deduction. After that, every payout is paid at your full Profit Share with no further deductions.

How the PWP Fee is calculated

The PWP Fee is a percentage of your initial account balance. The percentage is set by your Risk Tier, which is locked when you pass the Challenge. The fee is deducted from your gross profit before the Profit Share split is applied.

Tier

PWP Fee %

$10K account

$100K account

Very Low

1.0%

$100

$1,000

Low

1.5%

$150

$1,500

Moderate

2.0%

$200

$2,000

High

2.5%

$250

$2,500

Very High

3.0%

$300

$3,000

ℹ️ The PWP Fee is paid only once, from your first payout. Every payout after that is paid at your full Profit Share.

Your first payout

When you request your first payout, the PWP Fee is recovered before the Profit Share is applied. Here's the order of operations:

  1. Your gross profit is calculated.

  2. The PWP Fee is deducted from the gross profit.

  3. Your Profit Share is applied to the remaining amount.

  4. The result is what you receive.

Example: $100K account, Moderate tier (2.0% PWP Fee, 70% Profit Share), $5,000 gross profit.

Step

Amount

Gross profit

$5,000

PWP Fee (2.0% of $100K)

−$2,000

Remaining profit

$3,000

Your payout (70% Profit Share)

$2,100

Minimum payout thresholds

To request a payout, you must have enough gross profit to cover both the PWP Fee and the minimum payout threshold in full. The minimum payout is 1% of your initial balance on Consistency accounts and 2% on Endurance accounts. Both amounts must be met in a single payout — you cannot split the fee across multiple payouts.

Here's the minimum gross profit needed for your first payout on a $100K account:

Tier

PWP Fee

Minimum (Consistency 1%)

Minimum (Endurance 2%)

Min. gross profit (Consistency)

Min. gross profit (Endurance)

Very Low

$1,000

$1,000

$2,000

$2,000

$3,000

Low

$1,500

$1,000

$2,000

$2,500

$3,500

Moderate

$2,000

$1,000

$2,000

$3,000

$4,000

High

$2,500

$1,000

$2,000

$3,500

$4,500

Very High

$3,000

$1,000

$2,000

$4,000

$5,000

ℹ️ For example, on a $100K Consistency account in the Very Low tier, you need at least $2,000 in gross profit for your first payout — $1,000 for the PWP Fee and $1,000 for the 1% minimum. Your take-home from that payout would be $1,000 × 90% = $900.

Every payout after the first

Once the PWP Fee has been recovered, all subsequent payouts follow the standard process. Your gross profit is multiplied by your Profit Share, and the result is what you receive. There are no further deductions. You still need to meet the minimum payout threshold (1% for Consistency, 2% for Endurance).

Payout caps

Pay with Profits payouts are subject to payout caps based on your initial account balance. Your first payout is capped at 6% of your initial balance. Each subsequent payout increases the cap by 2% — so your second payout is capped at 8%, your third at 10%, your fourth at 12%, and so on.

For example, on a $100K account, your first payout cannot exceed $6,000 in gross profit. After the PWP Fee is deducted and the Profit Share is applied, your take-home will be lower than the cap figure. As you build a track record, the rising cap gives you progressively more room to withdraw.

Payout frequency

The default payout frequency is monthly (every 30 days). You can upgrade to bi-weekly or weekly payouts using the Payout Frequency Add-On.

Frequently asked questions

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