Inactivity period and maximum time limit

How the 28-day inactivity rule and per-stage time limit work, including the 90-day limit for accounts from 9 April 2026 and the legacy 365-day rule.

Two separate rules keep your account active and progressing: the inactivity rule (how often you need to trade) and the time limit (how long each stage can remain open). This guide covers both.

Inactivity Rule

You must close at least one trade every 28 days to keep your account active. The size or duration of the trade does not matter — any closed trade resets the timer.

This rule applies to every account type, at every stage.

ℹ️ We send a warning email 3 days before your inactivity deadline, so you have time to place a trade and keep the account active.

Time Limit

Each stage of your account has a maximum time limit. The clock resets every time you progress to a new stage (e.g. Stage 1 → Stage 2, or Challenge → Simulated Funded).

Accounts Purchased on or After 9 April 2026

Your time limit is chosen at checkout. Each stage can run for 90, 180, or 360 days — the standard option is 90 days, and 180 or 360 days are available through the Extended Time Limit add-on, so you can pick the window that suits the way you trade.

This applies to both challenge stages and Simulated Funded stages. On Simulated Funded Accounts, the clock also resets every time you receive a payout, giving you a fresh window after each successful cycle.

Maximum account lifetime

A Simulated Funded Account also has a maximum lifetime, which runs in parallel with the window above. It starts at 360 days, and a further 360 days is added each time the account scales under the Sustainable Scaling Program.

Accounts Purchased Before 9 April 2026

Each stage has a 365-day time limit, applied to both challenge stages and Simulated Funded stages. The clock resets every time you progress to the next stage.

Summary

Account	Inactivity Rule	Time Limit (from 9 April 2026)	Time Limit (before 9 April 2026)
One-stage challenge	28 days	90, 180, or 360 days	365 days
Two-stage challenge — Stage 1	28 days	90, 180, or 360 days	365 days
Two-stage challenge — Stage 2	28 days	90, 180, or 360 days	365 days
Simulated Funded Account	28 days	90, 180, or 360 days (resets on each payout)	365 days per stage

Frequently Asked Questions

What counts as activity for the 28-day rule?

Any closed trade resets the 28-day timer. Lot size and duration don't matter — even a small trade closed in seconds counts.

What happens if my 28 days pass without any trades?

The account is closed due to inactivity. We send a reminder email 3 days before the deadline so you have time to place a trade and keep the account active.

When does the time limit clock start?

The clock starts when the account (or new stage) is created.

Does the time limit reset between stages or payouts?

Yes. A new clock starts every time you progress to the next stage. On Simulated Funded Accounts purchased from 9 April 2026 onward, the clock also resets each time you receive a payout.

Can I extend the time limit?

Yes. For accounts purchased from 9 April 2026 onward, you can choose 90, 180, or 360 days per stage at checkout via the Extended Time Limit add-on. Legacy (pre-9 April 2026) accounts already run on a longer 365-day per-stage limit and do not have an extension option.

How do I know which rule applies to my account?

If your account was purchased on or after 9 April 2026, your time limit is whatever you selected at checkout — 90, 180, or 360 days per stage. Accounts purchased before that date follow the legacy 365-day per-stage rule, applied to both challenge and Simulated Funded stages.

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