Equity Trailing Instant Account
An Instant Account with a trailing drawdown that follows your equity high watermark in real time.
The Equity Trailing Instant Account is a model for traders who want to skip the challenge and go straight to a payout-eligible account. Its drawdown limit follows your equity high watermark in real time, so the buffer ratchets up the moment your equity hits a new high.
It's one of three Instant Account variants at PipFarm, alongside the EOD Trailing and Payout Trailing models.
Account Features
How It Works
From the moment your account is created, it is eligible for payouts, provided you meet the conditions below.
2% Pip Protector Max Risk Limit
The Pip Protector limits your combined realised and unrealised loss within a Risk Window to 2% of the starting balance. If you reach the limit, all open positions are closed automatically, and a Strike is recorded.
The Pip Protector uses a 3-Strike system: each Strike halves your Max Risk Limit, and a third Strike permanently terminates the account.
6% Equity Trailing Max Loss
The Equity Trailing Max Loss is the hard limit on total loss. It sits 6% below your equity high watermark and adjusts upward in real time as your equity hits new highs. At Rank 2 and above, the allowance increases to 7%.
⭐ Reach Rank 2 in the Experience Program and your Equity Trailing Max Loss allowance increases from 6% to 7%, giving you more room on the same account.
See the Equity Trailing Max Loss section below for full details.
6% Payout Target
Your balance must be at least +6% to become eligible for a payout.
Progressive Payout Cap
Your first payout is capped at 3% of the account balance. The cap increases by 1% with each subsequent payout, up to a maximum of 6%. See the Payout Policy section below for a full breakdown.
25% Consistency Score
The Consistency Score measures how evenly your profits are distributed. It's calculated as the profit from your best trading day divided by your total profit. To qualify for a payout, your Consistency Score must be 25% or lower.
5 Winning Days
A Winning Day is any day that closes with at least +0.25% profit (calculated from the start-of-day balance), where the end-of-day balance is above the initial starting balance. You need at least 5 Winning Days to qualify for a payout.
7-Day Payout Interval
Payouts can be requested every 7 calendar days. From day 8 onward, you can submit a payout request, provided the other conditions are met.
90-Day Time Limit
You have 90 days to receive a payout. The timer resets after each payout, so every successful cycle gives you a fresh 90-day window. For example, if your first payout lands on day 30, the next 90-day window runs until day 120.
ℹ️ The 90-day time limit on Instant Accounts cannot be increased.
Leverage
Unlike some prop firm instant accounts, the Equity Trailing Instant Account does not apply reduced leverage. You receive the same leverage your Rank unlocks through the Experience Program.
For full details on leverage by asset class and Rank, see Leverage and Margin Requirements.
Equity Trailing Max Loss
The Equity Trailing Max Loss is the risk-management rule that protects the account. It sits below your equity high watermark and adjusts upward in real time — every new equity high lifts the trailing limit immediately, not at the end of the day.
The maximum drawdown allowed is:
6% of the equity high watermark for Ranks 0 and 1
7% of the equity high watermark from Rank 2 onward
If your balance or equity falls below the trailing limit at any point, the account is terminated.
ℹ️ When you request a payout, the withdrawal amount is deducted from the equity high watermark, so the drawdown buffer is preserved after the payout.
Payout Policy
Payout Interval
Payouts from an Instant Account can be requested every 7 days.
Minimum Payout
The minimum payout is 1% of the account balance. For example, the least you can request from a $100,000 account is $1,000 before the profit share.
Profit Share
Your profit share is based on your Rank in the Experience Program. As you progress through the Rank system, your profit share increases.
Payout Cap
The Payout Cap limits how much profit you can withdraw on a single payout. Your first payout is capped at 3% of the account balance, and the cap increases by 1% with every subsequent payout until it reaches the 6% maximum. To request any payout, your balance must first reach the 6% Payout Target.
The table below shows how the Payout Cap progresses on a $100,000 account with an 80% profit share: