Pip Protector

How the original Pip Protector works on Simulated Funded Accounts purchased before 9 March 2026 — Max Open Risk, Max Risk per Trade Idea, and the three-step escalation system.

ℹ️ This version of the Pip Protector applies to Simulated Funded Accounts created before 9 March 2026. For newer accounts, see Pip Protector: Max Risk (Version 2).

The Pip Protector is a soft-protection system that helps you manage exposure, protect your balance, and build consistency over time. It combines two real-time safeguards — Max Open Risk and Max Risk per Trade Idea — and applies escalating measures when either is reached repeatedly.

How It Works

Pip Protector continuously monitors your open risk through two rules:

  1. Max Open Risk — limits your total unrealised loss across all open positions to 3% of the starting balance (2% on Instant accounts). If this threshold is reached, all open positions are closed automatically.

  2. Max Risk per Trade Idea — limits the combined realised and unrealised loss on a single trade idea (same instrument, opened within 60 minutes). If the total loss on one idea reaches 3% of the starting balance (2% on Instant accounts), the rule is triggered.

Both layers exist to protect you from overexposure and to encourage consistent performance.

⚠️ If your account reaches the cTrader stop-out level due to insufficient margin, this is also counted as a Pip Protector event.

Escalating Consequences

Pip Protector uses a three-step system. Each time the rule is reached, the consequences escalate — giving you the opportunity to adjust your behaviour before a full breach occurs.

ℹ️ Consequences apply only to the account where the Pip Protector event occurred. Your other active accounts and any future accounts are unaffected.

First Event — Payout Cycle Skipped

Your upcoming payout cycle is skipped and stricter payout requirements are applied, based on your account type:

  • Consistency Mode & Instant Mode: The Consistency Score requirement is tightened by half.

  • Endurance Mode: You must achieve an additional 2% profit and complete extra profitable days before your next payout.

  • Classic Mode: You must achieve an additional 3% profit and complete extra trading days before your next payout.

Second Event — 50% Profit Share Reduction

Your payout rate is reduced to 50% of your current Rank's profit share for the remainder of the account's lifetime.

Rank

Normal Profit Share

Reduced After 2nd Event

Rank 0

70%

35%

Rank 1

75%

37.5%

Rank 2

80%

40%

Rank 3

85%

42.5%

Rank 4

90%

45%

Rank 5

95%

47.5%

Rank 6

99%

49.5%

Third Event — Hard Breach

If a third Pip Protector event occurs, the account is permanently terminated as a hard breach, and any unpaid profits on the account are voided.

Examples

Max Open Risk

Your account balance is $100,000, giving a Max Open Risk threshold of $3,000 (3%). When total unrealised losses across all open positions reach −$3,000, every open position is closed automatically.

Max Risk per Trade Idea

On a $10,000 Instant account, the maximum loss per trade idea is $200 (2%). If you open multiple overlapping positions on the same symbol and the combined realised + unrealised loss reaches $200, the rule is triggered.

Cooling-Off Period

After a Pip Protector event, we recommend waiting at least one hour before re-entering the same trade idea. This avoids the new position being grouped with the original trade idea and counting toward the same limit.

Frequently Asked Questions

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