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The EOD Trailing Max Loss

Guide to the EOD Trailing Max Loss for the Instant Program

Updated over 2 weeks ago

Introduction

The EOD Trailing Max Loss is a risk management rule used in the Instant EOD Trailing Account. It defines the maximum loss your account can incur before it is breached.

This model combines end-of-day loss logic with a trailing high-watermark structure.

Instead of using a fixed drawdown from your starting balance, it tracks your account’s highest recorded end-of-day value and maintains a fixed percentage distance from it.

The maximum trailing drawdown is 4% of the End-of-Day High Watermark.

Your account will be breached if your balance or equity falls below this limit.

How the EOD High Watermark Works

The high watermark (HWM) is the highest value recorded at the end of a trading day.

At each end-of-day:

  • The system checks the higher of balance or equity.

  • If this value exceeds the previous high watermark, a new HWM is set.

  • The trailing max loss recalculates using this updated value.

The trailing distance always remains 4% from the most recent HWM. After a payout is requested, the amount withdrawn from the account is deducted from the high watermark.

Key Characteristics

  • Updates once per day (end-of-day only)

  • Uses max(balance, equity) at EOD

  • Trails upward with performance

  • Breach occurs if balance or equity drops below the limit

Because the rule updates once daily, intraday fluctuations do not change the trailing threshold.

Calculating the EOD Trailing Max Loss Limit

You do not need to calculate this manually. The limit is calculated automatically and displayed on your dashboard.

The formula is:

High Watermark Balance − (High Watermark Balance × 0.04)

This maintains a constant 4% distance from the highest recorded end-of-day value.

Your account will be breached if at any time:

  • Balance falls below the EOD Trailing Max Loss limit

  • Equity falls below the EOD Trailing Max Loss limit

Due to the trailing nature of this rule, it is possible to breach the account while still above your original starting balance.

Example #1

If your initial balance is $50,000, your initial EOD Trailing Max Loss limit is:

$50,000 − ($50,000 × 0.04) = $48,000

If you close the day at $51,000, your new HWM becomes $51,000.

New trailing limit:

$51,000 − ($51,000 × 0.04) = $48,960

Your account balance or equity cannot fall below $48,960.

Example #2

If your account closes another day at $54,000, your HWM updates to $54,000.

$54,000 − ($54,000 × 0.04) = $51,840

The protection level moves up with performance and locks in additional gains.

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