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The 90% Rule [Old Accounts only]

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Written by PipFarm
Updated over a week ago

⚠️ The 90% Rule applies only to accounts purchased before October 16, 2025.

Introduction

We want to evaluate your trading through multiple decisions, not just one big trade.

Passing a challenge from a single position or trade idea doesn’t give us enough information to assess your skill, consistency, or risk management.

That’s why we’ve introduced a new rule for both challenge and funded accounts:

No single trade idea can contribute more than 90% of your total profit during the evaluation or payout period.

How it works

The 90% rule applies to:

  • Challenge accounts: Before you can pass a stage

  • Funded accounts: Before you can receive a payout

If your largest trade counts towards more than 90% of your profit for that stage, your pass or payout will be blocked until more profit is generated from qualifying trades.

While this rule is similar to a consistency score, it is far more relaxed, as the requirement can be met with two trades on the same day.

We consider a unique trade idea to be any positions for a given symbol that are in the same direction and do not have a time interval longer than one hour between the closing and opening of the position.

Calculating the 90% rule

Calculating the 90% rule is simple.

On funded accounts, to calculate the minimum additional profit needed to bring your largest trade idea below 90% of your total profit, you can use this simple formula:

(Largest trade idea ÷ 90%) - Total Profit

Example #1

Suppose your initial balance is $100,000 and your stage 1 challenge profit target is 9% ($9,000), which you’ve reached with just one trade. You’ll need to continue trading to ensure this trade doesn’t reflect more than 90% of your total profit.

To know how much profit is required for this scenario, use the following formula:

($9,000 ÷ 0.9 = $10,000) - $9,000 = $1,000

Conclusion: You need to continue trading to reach at least $1,000 of profit from one or more trades or accept a $1,000 deduction (before profit share) from your payout.

Example #2

Suppose your initial balance is $100,000, you were in 1% drawdown, and you’ve reached 3% profit in your funded account with one trade giving $4,000 profit, you’ll need to continue trading to ensure this trade doesn’t reflect more than 90% of your total profit.

To know how much profit is required for this scenario, use the following formula:

($4,000 ÷ 0.9 = $4,445) - $3,000 = $1,445

Conclusion: You need to continue trading to reach at least $1,445 of profit from one or more trades.

Example #3

Suppose your initial balance is $100,000, and you have three trades, with a total $6,000 profit:

  • Trade 1: +$5,600

  • Trade 2: +$200

  • Trade 3: +$200

To know how much profit is required for this scenario, use the following formula:

($5,600 ÷ 0.9 = $6,223) - $6,000 = $223

Conclusion: You must either continue trading to reach at least $223 of profit from one or more trades.

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